财政援助词汇表

We get it, we understand—financial aid has tons of acronyms and complicated wording. 有很多术语要筛选! 但是,博彩平台排名不希望你的困惑成为障碍. We want to help you make responsible decisions and think critically as its relates to your investment in higher education.

成为亚洲博彩平台排名值得吗? 只有当你重视一项能让你终生受益的投资时. Review commonly-used terms and their definitions below as you navigate the ins and outs of financial aid. 术语来源于 www.collegeprice.org/glossary.

提供经济援助A financial aid offer is a document sent by a postsecondary institution to a student that outlines the amounts and details of the financial aid being offered to 学生, 其中可能包括奖学金, 奖助金, 贷款, 就业, 或者其他形式的经济援助来支付大学费用. Sometimes schools refer to these as financial aid “awards”, although this term is outdated. 学校应该把这些作为经济援助.
出勤费用The 出勤费用 consists of the sum of educational costs payable to the school (also referred to as direct or billable costs) and costs paid to others (or indirect, 非计费或可自由支配的)费用. The 出勤费用 represents the highest dollar amount of financial aid a student can receive during an award year.

支付给他人的费用
支付给他人的费用 (也被称为间接的, 非账单, 或额外费用), 其他费用不直接支付给学校吗, 但与接受教育有关. These expenses are estimated by the school and may differ from student to student based on their individual circumstances. 这些费用可能包括书本费, 课程材料, 供应, 设备, 交通及停车, 个人支出, 儿童保育成本, 电脑的成本, 残疾的费用, 执照费、校外房租和伙食费.
应付给学校的费用成本 Payable to the school (also referred to as direct or billable costs) generally include tuition, 费用, 住房, 餐食(住校学生), 健康保险(如果没有最低保险范围的文件), 或其他支付给学校的入学费用. 
教育贷款从联邦政府借来的钱, 学院或大学, or a private source like a bank or financial institution to pay for educational expenses and must be paid back with interest.
联邦贷款也被称为直接贷款计划, which allows eligible students and parents to borrow directly from the U.S. 参与的学院或大学的教育部门. 联邦学生贷款包括直接补贴, Direct Unsubsidized and the Direct PLUS programs for parents of dependent students and graduate or professional students.
联邦直接资助学生贷款A Direct Subsidized Loan is an undergraduate federal student loan based on financial need and offers students a reduced, 利率固定,还款条件灵活. 利息有补贴, 这意味着它不归借款人所有, 而在学校里, 格蕾丝, 或者延期. 适用年度限额和累计限额.
联邦直接无补贴学生贷款An unsubsidized loan offers students a 利率固定,还款条件灵活. 它不是基于经济需求. 贷款发放时,利息就开始产生了 and can be paid while 学生 is enrolled or when loan repayment begins. 适用年度限额和累计限额.
联邦直接毕业生加贷款Direct 研究生 PLUS Loans are federal 贷款 that graduate or professional students use to help pay for education expenses. A credit check for adverse credit history is required for eligibility. 贷款发放时,利息就开始产生了 and can be paid while 学生 is enrolled or when loan repayment begins.
联邦直接父母加贷款Direct Parent PLUS Loans are federal 贷款 that parents of dependent undergraduate students can use to help pay for education expenses. 父母 must pass a credit check for adverse credit history to qualify for PLUS 贷款. 
私人贷款学生或家长从银行贷款, 信用合作社, 私人公司, 非营利性或与国家有关联的贷款机构, or from the college or university directly to pay for educational costs. 贷款发放时,利息就开始产生了, 而且还款可以在学生还在上学的时候就开始. Students may be able to suspend payments while they are enrolled in school. 学生们会想要直接与他们的贷款机构合作了解细节.
注册状态学分数, 时钟时间, 或者学生注册的课程, 或者他们是否已经退出, 毕业, 等. Enrollment status affects eligibility for and the amount of financial aid a student may receive. 它还会影响学生贷款何时进入还款状态.
预期家庭贡献(成立分公司) 你的预期家庭贡献(成立分公司)是一个指数, 用来决定你是否有资格申请联邦, 在某些情况下, 国家和机构基于需求的学生经济援助. Generally, students with a higher 成立分公司 are eligible for less need-based financial aid. It is based upon the information provided by 学生 and their family on the Free Application for Federal Student 援助 (FAFSA). 
联邦佩尔助学金The Pell Grant is a federal grant program designed to assist undergraduate students in low- and moderate-income households to pay for college. 奖励金额取决于机构的成本, 成立分公司, 以及入学情况, 并受总限额的限制.
联邦补充教育机会补助金(FSEOG)A federal grant provided by the institution to qualified undergraduate students who demonstrate exceptional financial need and does not need to be repaid. 该计划的资助金额因机构而异. 
联邦勤工俭学Federal Work-Study provides funding for part-time jobs for undergraduate and graduate students with financial need. 不像助学金和贷款, FWS is paid to students as they earn the funds by working to help with their costs payable to others. 在亚洲博彩平台排名, the Federal Work Study award offer does not guarantee 学生 a job while on campus—but does allows 学生 to apply for dedicated FWS-eligible jobs.
奖助金 & 奖学金任何提供给学生的不需要偿还的钱. They can be called 奖助金, 奖学金, tuition remissions, gift aid, or tuition waivers. 助学金和奖学金的提供基于许多不同的因素. 
需要The student’s 出勤费用 minus their Expected Family Contribution.
助学金Financial assistance provided to students based on their financial situation, 通过填写FAFSA确定. 基于需求的经济援助可以采取不同的形式, 包括赠款, 奖学金, 勤工俭学, 低息贷款, 比如联邦直接补贴贷款.
净价The difference between the cost of attendance and all 奖助金 and 奖学金. Net price reflects what 学生 is expected to pay for their education on their own and can be covered through a variety of sources, 包括储蓄, 学生就业, 机构支付计划, 或者教育贷款.
其他资助方案Funding options outside of 奖助金 and 奖学金 that a student and their family may use to pay any remaining costs or expenses. This may include 贷款, 学生就业, 机构支付计划, or personal savings. 
学生资助指数(SAI)The SAI will replace the 成立分公司 starting with the 2024-25 FAFSA as the eligibility index 用来决定你是否有资格申请联邦, 在某些情况下, 国家和机构基于需求的学生经济援助. Generally, students with a higher 成立分公司 are eligible for less need-based financial aid. It is based upon the information provided by 学生 and their family on the FAFSA.  
验证A federally mandated process to confirm the accuracy of data provided by selected applicants on the FAFSA. 完成验证过程, 学生, 他们的父母(年代), 或配偶, 如果适用的话, 是否需要向学校提供某些文件以供审查. If the documentation 学生 provides the institution doesn’t match what was reported on the FAFSA, verification can result in changes to 学生’s financial aid eligibility, 和/或经济援助.